Our eBooks are designed to provide information about the subject matter covered. They are sold with the understanding that the authors and the publisher are not engaged in rendering legal, accounting, or other professional services. If legal advice or other professional assistance is required, the services of a competent professional person should be sought.

Every effort has been made to make our eBooks as complete and accurate as possible. However, there may be mistakes both typographical and in content. Therefore, the texts should be used only as general guides and not as the ultimate sources of the subject matters covered.

The authors and the publisher shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused or alleged to be caused directly or indirectly by the information covered in the eBooks.

Our eBooks are for personal use of the original buyer only. All our eBooks are exclusive property of the publisher and/or the authors and are protected by copyright and other intellectual property laws. You may not modify, transmit, publish, participate in the transfer or sale of, reproduce, create derivative works from, distribute, perform, display, or in any way exploit, any of the content of our eBooks, in whole or in part. eBooks are NOT returnable. Cancellation of your order is not possible, if you have already downloaded the eBook. Refund will not be given on a purchased eBook, if the eBook has been downloaded. Exception: If a Money Back Guarantee is offered for the specific eBook, please note the term of Guarantee. You will not buy a hardcover, softcover or paperback book. You will get no printed version of whatever kind by mail. If you order, you will get a downloadable digital product (an eBook as PDF file.)

If you do not wish to be bound by all above-mentioned (including our Disclaimer), please do not buy any of our eBooks.
If you buy one of our eBooks, you agree to the above Terms and to our eBook Disclaimer.

We do not sell direct to the End User. Our exclusive eBook retail merchant is RegNow.com, and our eBooks are only available from RegNow.com. If you click on the "Buy Now" button, the text link and/or image you will be forwarded to the order page of the selected eBook at RegNow.com. Payment will be done to RegNow.com and not to us. You will get the download link from RegNow.com and not from us, and you will download the eBook from a server of RegNow.com and not from our website. There is no charge for delivery.
We will get from RegNow.com not your payment data (e.g. credit card number or bank account no.). We will get only your name, company name if applicable, address, email, and phone number. We need this data, if you contact us for product support. We will not give away any part of your data to any third parties nor will we share your data with any third parties, except the order was fraudulent. If you have any questions, or if any problem will arise after your order, please do not hesitate to contact us. Please use for any questions the email link on the eBook page. If you already bought an eBook, please include also the Order ID Number.

RegNow.com is required to collect sales tax for the (US) states of Washington and Minnesota as they have locations in both of those states.

There was a change in the VAT laws effective 7-1-03 that requires RegNow.com to collect VAT from customers in the EU. VAT is an additional tax, similar to Sales Tax. The rate is variable and depends on the country in which the customer lives. The following countries are charged VAT: Austria, Belgium, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, The Netherlands, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and The United Kingdom.

If you pay by debit/credit card NO extra fee will be charged by RegNow.com. If you pay by check, postal money order or similar payment option, RegNow.com might add to the price of the eBook a service fee. You will always see any possible additional costs (VAT, sales tax or service charges - only if applicable) within the order process before you definitely order the eBook.